2024年最新LPR利率查詢

2024年最新LPR利率查詢

公布日期一年期五年期及以上
2024-07-223.35%3.85%
2024-06-203.45%3.95%
2024-05-203.45%3.95%
2024-04-223.45%3.95%
2024-03-203.45%3.95%
2024-02-203.45%3.95%
2024-01-223.45%4.20%
2023-12-203.45%4.20%
2023-11-203.45%4.20%
2023-10-203.45%4.20%
2023-09-203.45%4.20%
2023-08-213.45%4.20%
2023-07-203.55%4.20%
2023-06-203.55%4.20%
2023-05-223.65%4.30%
2023-04-203.65%4.30%
2023-03-203.65%4.30%
2023-02-203.65%4.30%
2023-01-203.65%4.30%
2022-12-203.65%4.30%
2022-11-213.65%4.30%
2022-10-203.65%4.30%
2022-09-203.65%4.30%
2022-08-223.65%4.30%
2022-07-203.70%4.45%
2022-06-203.70%4.45%
2022-05-203.70%4.45%
2022-04-203.70%4.60%
2022-03-213.70%4.60%
2022-02-213.70%4.60%
2022-01-203.70%4.60%
2021-12-203.80%4.65%
2021-11-223.85%4.65%
2021-10-203.85%4.65%
2021-09-203.85%4.65%
2021-08-203.85%4.65%
2021-07-203.85%4.65%
2021-06-213.85%4.65%
2021-05-203.85%4.65%
2021-04-203.85%4.65%
2021-03-223.85%4.65%
2021-02-223.85%4.65%
2021-01-203.85%4.65%
2020-12-213.85%4.65%
2020-11-203.85%4.65%
2020-10-203.85%4.65%
2020-09-213.85%4.65%
2020-08-203.85%4.65%
2020-07-203.85%4.65%
2020-06-223.85%4.65%
2020-05-203.85%4.65%
2020-04-203.85%4.65%
2020-03-204.05%4.75%
2020-02-204.05%4.75%
2020-01-204.15%4.80%
2019-12-204.15%4.80%
2019-11-204.15%4.80%
2019-10-214.20%4.85%
2019-09-204.20%4.85%
2019-08-204.25%4.85%

注：

1、貸款市場(chǎng)報(bào)價(jià)利率（Loan Prime Rate，簡(jiǎn)稱LPR）是指由各報(bào)價(jià)行根據(jù)其對(duì)最優(yōu)質(zhì)客戶執(zhí)行的貸款利率，按照公開市場(chǎng)操作利率加點(diǎn)形成的方式報(bào)價(jià)，由中國(guó)人民銀行授權(quán)全國(guó)銀行間同業(yè)拆借中心計(jì)算得出并發(fā)布的利率。各銀行實(shí)際發(fā)放的貸款利率可根據(jù)借款人的信用情況，考慮抵押、期限、利率浮動(dòng)方式和類型等要素，在貸款市場(chǎng)報(bào)價(jià)利率基礎(chǔ)上加減點(diǎn)確定。

2、2019年8月20日起，中國(guó)人民銀行已經(jīng)授權(quán)全國(guó)銀行間同業(yè)拆借中心于每月20日（遇節(jié)假日順延）9時(shí)30分公布貸款市場(chǎng)報(bào)價(jià)利率（LPR）,中國(guó)人民銀行貸款基準(zhǔn)利率這一標(biāo)準(zhǔn)已經(jīng)取消。因此，自此之后人民法院裁判貸款利息的基本標(biāo)準(zhǔn)應(yīng)改為全國(guó)銀行間同業(yè)拆借中心公布的貸款市場(chǎng)報(bào)價(jià)利率。

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